Down Payment Assistance: Who Does It Benefit? More Buyers Than You Might Expect!
More Buyers Can Qualify Than Many Realize
Down Payment Assistance (DPA) is often associated with first-time or lower-income buyers, but its impact reaches much farther. Many “missing middle” buyers—those who qualify for a mortgage but want to preserve savings—are using DPA as a smart financial strategy.
DPA can help buyers maintain funds for:
- Emergencies
- Education or childcare
- Home improvements
- Long-term financial stability
In today’s market, DPA can benefit a wide range of clients — far more than many people assume.
A Growing Landscape of Support
According to the Q3 2025 Homeownership Program Index from Down Payment Resource (DPR):
- 2,624 down payment assistance programs are available nationwide — the highest number on record
- Every U.S. county offers at least one program
- More than 2,000 counties provide 10 or more programs
- Average buyer benefit is about $18,000
These statistics highlight how expansive and impactful today’s DPA options are.
How Realcomp’s DPR Integration Helps You Support Buyers
Because Down Payment Resource (DPR) is integrated directly into the Realcomp MLS, subscribers can easily incorporate DPA into their client conversations. With DPR, you can:
- Quickly identify listings that may qualify
- Match buyers with eligible programs right from the MLS
- Present scenarios with and without assistance
- Offer data-informed guidance that builds trust
These tools give buyers a clearer understanding of their options and may reveal opportunities they didn’t know existed.
A Strategic Tool in Today’s Market
Today’s DPA programs offer more than traditional “assistance.” They’ve become a financial planning tool—helping buyers move forward with confidence and stability.
With long-standing DPR integration, Realcomp subscribers are well-equipped to help buyers uncover valuable opportunities and take meaningful steps toward homeownership.